At a certain point in our personal growth as human beings we realize that all the problems that we have created in our life were created by us.
Even if we suspect this at only a faint intuitive level, we have begun to take on a level of self-responsibility that only a small percentage of humanity is operating at. Most people believe that they live in a world where their problems are caused by outside forces that they have no control over. They feel victimized by life circumstances, people and events.